Enjoy the speed, security, and seamless transactions of paying with crypto like fiat, including BTC, USDT and more.


MY UBIPAY is a cryptocurrency payment platform that enables users to conduct transactions and make payments using cryptocurrencies such as Bitcoin, Ethereum, and stablecoins. It bridges the gap between the crypto world and traditional financial systems, offering a secure and convenient payment solution for both users and merchants. Through features like virtual and physical payment cards and instant conversion to fiat currency, MY UBIPAY integrates cryptocurrency payments seamlessly with traditional financial systems, ensuring a smooth and secure payment experience.
Ensures accurate, real-time account data and transaction updates from exchanges.
Our API is designed to support a wide range of cryptocurrencies, with high scalability to easily accommodate the addition of new assets and compatibility with various third-party services.
By integrating advanced algorithms and smart contract capabilities, our API can process transactions quickly at optimal rates, ensuring lower costs and faster payment experiences for users.

MY UBIPAY stores crypto, links it to cards for payments, instantly converts it to fiat, and offers merchants a crypto gateway with secure compliance.
Users begin by registering and creating an account on the MY UBIPAY platform. After registration, they can transfer their cryptocurrencies (e.g., Bitcoin, Ethereum, stablecoins) into their UBIPAY wallet.
UBIPAY offers a secure digital wallet for storing users’ cryptocurrencies. Users can view their balance, transaction history, and manage their crypto assets via the platform.
MY UBIPAY provides both physical and virtual payment cards. Users can link their cryptocurrencies to these cards, allowing them to make payments globally at any merchant that accepts Visa or Mastercard. When a user makes a transaction with the card, UBIPAY converts the cryptocurrency into local fiat currency instantly to complete the payment.
When a user makes a payment using the MY UBIPAY card, the platform automatically converts the required amount of cryptocurrency into fiat currency (such as MYR, USD, etc.) and pays the merchant. This conversion is usually done instantly in the background to ensure a smooth and seamless transaction.
For merchants, UBIPAY offers a payment gateway that enables them to accept cryptocurrency payments from users. Merchants can choose to either immediately convert the received cryptocurrency into fiat currency or keep it stored on the UBIPAY platform.
UBIPAY employs multi-layered security measures, including encryption, two-factor authentication, and real-time monitoring, to ensure the safety of users’ funds. Additionally, UBIPAY works with local and international regulatory authorities to ensure all operations comply with Malaysia’s legal and financial regulations.
MY UBIPAY provides secure crypto wallets, supports multiple currencies, and converts crypto to fiat for global transactions via Visa/Mastercard cards. It enables merchants to accept and convert crypto while ensuring security and regulatory compliance.
Users can securely store, send, and receive multiple cryptocurrencies.
MY UBIPAY converts crypto to fiat currencies (e.g., USD, EUR, MYR) for global transactions, using Visa and Mastercard cards.
Merchants can integrate MY UBIPAY’s payment gateway to accept and convert crypto payments into local fiat, reducing exchange rate risks.
MY UBIPAY ensures high security for user funds and compliance with local laws and regulations.
Purchase Online And Offline Effortlessly





















































Experience the convenience of UBI Card for all your travel, food, fashion, and health needs. With ATM VISA access, enjoy seamless transactions and exclusive perks wherever you go.
At UBIPAY, we redefine how you manage and spend cryptocurrency by transforming digital assets into everyday payment tools. Here’s why choosing UBIPAY is a smart decision:
Easily link your crypto exchange and manage assets with UBIPAY’s virtual or physical cards.
Secure transactions through trusted exchanges and advanced encryption protocols.
Pay with crypto at any store accepting VISA—globally and effortlessly.
Competitive, clear fee structure ensures maximum value for every transaction.
UBIPAY enables cross-border payments, turning crypto into real-world spending power.
Cutting-edge blockchain tech for the most efficient and user-friendly solutions.
Our dedicated team ensures a smooth, secure, and satisfying experience.
UBIPAY evolves with the digital finance world, offering tools to simplify your financial life.
Discover key details about MY UBIPAY, including how to register, the cryptocurrencies supported, card application, fees, security measures, and merchant integration. This FAQ covers everything from using physical and virtual cards to handling issues and understanding withdrawal limits.
Community Partner Support




















Request a personalized quote or schedule a consultation to explore tailored solutions that meet your needs.